Terms of Service

1. Welcome to Nammu

These Terms of Service ("Terms") govern your use of Nammu's website and services. By using our platform, you agree to these Terms. If you don't agree, that's okay—but you shouldn't use our services.

2. Who We Are

Nammu ("Nammu," "we," "us") is a wealth platform that helps you grow your money while making a positive impact. Think of us as the friendly gardeners of your financial rainforest.

What We're Building

• A platform that generates yield through managed DeFi strategies
• Tools to split your yield between personal profit and charitable giving
• An experience that makes building wealth actually enjoyable

What We're NOT

• A bank
• Financial advisors (we provide tools, not personal advice)
• Guarantors of returns (all investments carry risk)

3. Using Our Services

3.1 Eligibility

To use Nammu, you must:

• Be at least 18 years old
• Have the legal capacity to enter into a binding agreement
• Not be prohibited from using our services by applicable law

3.2 Your Account

When our full platform launches, you'll create an account. You agree to:

• Provide accurate information
• Keep your credentials secure (guard them like a Sumerian temple seal)
• Notify us immediately of any unauthorized access
• Take responsibility for all activities under your account

3.3 Acceptable Use

You agree NOT to:

• Use our services for illegal purposes
• Attempt to hack, disrupt, or reverse-engineer our platform
• Impersonate others or provide false information
• Use bots or automated tools without our permission

4. The Waitlist

By joining our waitlist, you:

• Consent to receive updates about Nammu via email
• Understand this doesn't guarantee access to our platform
• Can unsubscribe at any time (no hard feelings!)

5. Intellectual Property

5.1 Our Stuff

The Nammu name, logo, website design, and content are our property. You may not copy, modify, or distribute them without our written permission.

5.2 Your Stuff

When you submit content to us (like job applications), you retain ownership but grant us a license to use it for its intended purpose.

Just like the ancient scribes respected the tablets of others, we respect your creations.

6. Financial Disclaimers

6.1 Not Financial Advice

Nothing on our website constitutes financial, investment, tax, or legal advice. We provide tools and information, but you should consult with qualified professionals for personal advice.

6.2 Investment Risks

While we aim to generate attractive yields, we cannot and do not guarantee any specific returns. All investments carry risk, including the potential loss of your entire principal.

Even the great rivers of Mesopotamia sometimes flooded unexpectedly. Markets can too.

6.3 Cryptocurrency & DeFi Risks

Our strategies involve decentralized finance (DeFi) protocols and blockchain technology. These carry significant and unique risks, including but not limited to:

• Smart contract vulnerabilities: Code bugs or exploits could result in loss of funds
• Extreme market volatility: Cryptocurrency values can fluctuate dramatically in short periods
• Regulatory uncertainty: Laws and regulations around crypto are evolving and may change
• Technical failures: Network outages, protocol failures, or blockchain issues
• Liquidity risks: You may not always be able to access or withdraw funds immediately
• Counterparty risks: Third-party protocols we interact with may fail or be compromised
• Irreversible transactions: Blockchain transactions generally cannot be reversed once confirmed

You should only invest what you can afford to lose entirely. Past performance is not indicative of future results.

7. Limitation of Liability

To the maximum extent permitted by law:

• We provide our services "as is" without warranties of any kind
• We are not liable for indirect, incidental, or consequential damages
• Our total liability is limited to the amount you've paid us (if any)

Translation: We're doing our best, but we can't be responsible for everything that might go wrong in the universe.

8. Indemnification

You agree to defend and hold harmless Nammu and its team from any claims arising from your use of our services or violation of these Terms.

Basically: if you do something wrong with our platform, that's on you, not us.

9. Termination

9.1 By You

You can stop using our services at any time. If you want to close your account (once we have them), just let us know.

9.2 By Us

We may suspend or terminate your access if you violate these Terms or if we need to discontinue our services. We'll try to give you notice when possible.

10. Dispute Resolution

10.1 Informal Resolution First

If you have a dispute with us, please contact us first at [email protected]. We prefer solving problems over arguing about them.

10.2 Governing Law

These Terms are governed by the laws of the United States. Any disputes will be resolved in accordance with applicable US federal and state law.

10.3 Arbitration

For unresolved disputes, we may agree to binding arbitration. Details will be provided in our full platform terms.

11. Changes to These Terms

We may update these Terms from time to time. When we make significant changes:

• We'll update the "Last Updated" date
• We'll notify you via email or through our platform
• Continued use after changes means you accept the new Terms

Even the laws of Ur evolved over time. So might ours.

12. Miscellaneous

12.1 Severability

If any part of these Terms is found unenforceable, the rest remains in effect.

12.2 Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between us.

12.3 No Waiver

Our failure to enforce any right doesn't waive our ability to enforce it later.

12.4 Assignment

We may assign these Terms to a successor. You may not assign your rights without our consent.

13. Contact Us

Questions about these Terms? We'd love to hear from you.

📧 Email: [email protected]

We promise human responses.